YOUR PARTNER TO GROW YOUR BUSINESS
Challenging weather conditions, fast‑moving markets, and shifting regulations continue to influence the pace of daily agricultural operations.
At AGCO Finance, we know how unpredictable agriculture can be. That’s why our financing is built to move with your business. With flexible options that fit your cash flow and help keep your operation running smoothly.
AGCO Finance is the global financing partner for Valtra. With over 30 years of experience in agricultural financing, you get trusted support, tailored solutions, and a team that understands what your farm needs to keep growing.
OUR BENEFITS
Whether you need financing to own or to use, or want to include services such as extended warranty, insurance or maintenance, we make the process simple. Enjoy fast credit decisions and convenient one‑stop financing, all available through your local Valtra dealer.
Every farm operates differently. Our AGCO Finance experts understand local market conditions and work closely with you and your Valtra dealer to build a financing package and payment plan that fits your business needs.
Agriculture faces constant change. AGCO Finance is committed to supporting you for the long run, helping you manage challenges and build a sustainable future for the next generation. We are here to support you every step of the way.
YOUR TRACTOR FINANCE OPTIONS MADE EASY
In the following video, we walk you through the main differences and benefits of owning your machine versus using it without ownership. After watching, you can explore the different contract types to see which one feels like the right fit for you.
If you’d like more guidance, feel free to contact us directly or speak with your Valtra dealer. We’re here to help you choose the right financing solution.
FINANCING SOLUTIONS
- Loan
- Leasing
- Contract hire
When you choose a loan for your Valtra machine, it’s set up to work the way your farming business works. You can shape the repayments around your seasonal income, so you’re paying at the moments that make the most sense for you. And the best part? You own your Valtra from day one. Just like with a regular loan, you agree on the terms and the machine is yours right away, giving you the freedom to use it exactly how and when you need it.
LOAN
A STRAIGHTFORWARD WAY TO MAKE YOUR VALTRA YOURS
Main features:
- For new and used machines
- Ownership from the first day
- Trade-in of a used machine or down payment possible
- The machine appears on your balance sheet
- Payment plans that are customised to your cash flow
Your benefits:
- After your last payment, the machine has a value that belongs to you. You can sell the machine or use it as a trade-in for your next purchase
- Depreciation is tax-deductible
With leasing, you pay for the machine based on how you use it, keeping your monthly costs low and easy to plan. It’s a practical choice if you’d rather keep your budget free for the everyday needs of the farm. And with some tax and balance‑sheet benefits too, leasing offers a flexible way to run your Valtra without the commitment of ownership.
LEASING
A FLEXIBLE WAY TO KEEP YOUR VALTRA WORKING
Main features:
- The machine does not appear on your balance sheet.
- Payment plans that are customised to your cash flow
- Additional services such as repair and maintenance are included.
- Return of the machine at the end of your contract.
At the end of your contract, you can choose to:
- Purchase
- Return
- Extend
This all‑in contract hire option lets you work with the latest machinery while keeping your financing flexible. You pay for the time the machine is in use, and the agreement includes insurance, servicing and maintenance. With these services built in, you’re protected from wear‑and‑tear expenses and repair costs, which keeps your planning solid and worry‑free.
CONTRACT HIRE
YOUR ALL‑IN‑ONE RENTAL SOLUTION
Main features:
- The machine does not appear on your balance sheet.
- Payment plans that are customised to your cash flow
- Additional services such as repair and maintenance are included.
- Return of the machine at the end of your contract.
Your benefits:
- Lower monthly payments as you only pay for the use of the machine.
- Worry-free: repair, maintenance and insurance are included.
- Always use the latest technology.
- Payments can be recognised as costs.
SERVICES
Are you considering your equipment options? With Valtra, you get the financing programme that best matches your operation and cash flow needs. In addition to our vast range of finance solutions, additional services can be included in the financing.
Maintenance
Include regular maintenance options as part of your financing package
Extended Warranty
Add extended warranty coverage to protect your equipment for the long term
Insurance
Stay prepared for unexpected events with a range of supplementary insurancesFor more information, contact your local Valtra Dealer or visit the AGCO Finance website
FAQs - AGCO FINANCE
AGCO Finance offers several ways to finance your Valtra, including loans, leasing, and contract hire. Each option is designed to support different business needs, whether you want to own your machine, use it without ownership, or include services such as maintenance, warranty, or insurance as part of a single agreement.
With a loan, you own your Valtra from day one and, once the final payment is made, the machine remains your asset. Leasing allows you to use the machine without owning it, helping keep monthly costs predictable while offering flexibility at the end of the agreement to purchase, return, or extend the contract.
Yes. AGCO Finance payment plans can be tailored to your business and seasonal income patterns.
In many cases, yes. Maintenance, extended warranty and insurance can be included in your finance package, and some contract hire agreements may also include servicing and maintenance. Speak to your local Valtra Dealer to find the right option for you.
Your local Valtra Dealer and AGCO Finance specialists can help you compare options and build a financing package that fits your operation. They will work with you to understand your business, cash flow requirements, and equipment plans to help identify the most suitable solution.